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On February 6, local time, a netizen posted on social media, asking if no one in the Philippines is in jail for debt?
According to Gaby's Concepcion lawyer's reply, according to the Philippine Constitution, no one will be imprisoned because of the debt itself, because one of them clearly states that "no one shall be imprisoned for being unable to repay the debt".
However, some people's debts are imprisoned in connection with other cases or elements, including fraud, fraud, check bounce, etc.
But for those who want to collect debts, Concepcion lawyers suggest that they can file a lawsuit in the small claims court.
But before filing a lawsuit against the borrower, the creditor must first send a "reminder letter" to the borrower to prove that he is asking for the debt. If the borrower fails to pay after the documents are issued, the creditor can sue in the small claims court. Even without a lawyer, creditors can do so.
Lawyers warned that the cases handled by the small claims court are debts not exceeding 300000 or 400000 pesos, depending on the region where they are located.
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